10 Ways to Save Money in the City

10 Ways

Living in the city can be super expensive. Rent alone ranges from $700-$1000 and that’s only if you have a roommate! Adding in car expenses, eating out, playing on the weekends, and any expenses that aren’t daily things…it’s enough to make your head spin. But there are easy steps to save money and still fully embrace and love your city life!

Cook at home 

I struggle with sticking to this one. I love to cook, but I also love to try  new restaurants so the battle between saving money and spending money is always present. I try to go grocery shopping on Sunday and purchase supplies to make many lunches and a few dinners. It’s easier to avoid temptation during the lunch hour as opposed to evenings and catching up with friends.  

Take advantage of happy hour specials 

If you MUST go out to socialize, have a work meeting, or to try a new restaurant, try to go during Happy Hour to take advantage of their specials and cheaper price points. When I do happy hour I like to stop by the house first to freshen up, eat a healthy snack to curb my appetite and then hit the restaurant.  

Find free things to do 

There are so many free things to do in Baltimore on a given day! From hiking to exploring a neighborhood, walking through local parks and visiting the Inner Harbor, there is truly something for everyone. You don’t HAVE to spend money to have fun here. 

Bike/Walk everywhere 

I have a car and am seriously considering selling it. I don’t use it nearly enough especially because I can walk to almost everything I need and just got a bike for my birthday. I do not do traffic well, so any other means of transportation is something I can get behind. I’m also looking forward to the warmer temperatures so I can take the Harbor Connector boat for free! 

Utilize free fitness services- skip the gym membership 

Once temperatures warm up it’s easy to get outside and work off the winter blubber, if you will. You can run along the water, through the Inner Harbor or take place in free outdoor fitness classes. I produce a series called Waterfront Wellness which includes four days of free workouts! Stop by HERE to learn more! 

Buy event tickets early 

There are festivals, concerts and fun events popping up all over the city but just because there is a ticket price doesn’t mean you have to go broke. Commit to going early on when tickets are at their cheapest price. Waiting until the week before to buy is NOT SMART. 

Make coffee at home 

I recently learned how to make my favorite coffee so I’ve been whipping up a cup before I leave in the AM. This time last year I was buying a $4 cup every morning and spending close to $100 a month on coffee. That’s wasted money. 

Pack your lunch 

As I mentioned above, this one is the easiest for me to stick with. When I get groceries over the weekend I plan to purchase enough supplies to make 5 lunches and then a few extra, which I eat as dinner throughout the week. Somedays it’s just easier to walk to the kitchen and heat up my food as opposed to walking a few blocks away to find something.  

Be energy efficient 

Rent is expensive and the only way to combat the price tag is to have roommates. I have two and we took the money savings to the next level and are being energy efficient in an effort to pay a smaller amount each month to BGE.  

Find free music 

There is nothing better in the warmer months than sitting outside with a drink in your hand listening to live music. Lucky for you Baltimore folks, I produce monthly concerts from May to August at West Shore Park and there’s always live music at local restaurants. 

I get it, living in the city can be expensive, but taking a few simple steps to save money can make it even more enjoyable! 

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  • http://www.thefreeandwildblog.com Annie

    This is such a great list. Honestly, sometimes we opt not to go downtown as much as we used to (like every night) because we are trying to save money. But you are so right. There’s no reason we can’t find a good happy hour special and then find some free music! Such a helpful post!

  • http://ohhey-ilikethat.com Lauren

    Whoa…I never calculated how much I was spending on coffee, but yup, $100 a month seems about right. Yikes! Luckily, my mama got us a new coffeemaker as an engagement gift, so for the past two days, I’ve been brewing at home!

  • http://www.christineeveryday.com Christine Everyday

    Great tips! I love walking everywhere anytime I’m in a city…or even just in downtown Ellijay!

  • http://weirdwonderfulwanderlust.blogspot.com/ kaili willows

    Great post! It really is a lot of little things that all add up (coffee, lunch, etc). Tracking expenses makes a huge difference.